Archive for the 'Moving to Boise Tips' Category

Published by Craig on 06 Sep 2010

Boise State Bronco 2010 Football Schedule

How About them Boise State Broncos! Wow, what a team.  Check out this year’s Bronco football schedule. 

 

Mon, Sep 06  Virginia Tech at Fed Ex Field   6:00 pm   ESPN
  Sat, Sep 18  Wyoming at Laramie, WY   6:00 pm   CBS College Sports
  Sat, Sep 25  Oregon State Bronco Stadium   TBA
ABC/ESPN
 
  Sat, Oct 02  New Mexico State * at Las Cruces, NM   6:00 pm    
  Sat, Oct 09  Toledo Bronco Stadium   6:00 pm
 
  Sat, Oct 16  San Jose State * at San Jose, CA   6:00 pm    
  Tue, Oct 26  Louisiana Tech * Bronco Stadium   6:00 pm
ESPN 2
 
  Sat, Nov 06  Hawai’i * Bronco Stadium   Noon
 
  Fri, Nov 12  Idaho * at Moscow, ID   7:00 pm   ESPN 2
  Fri, Nov 19  Fresno State * Bronco Stadium   7:30 pm
ESPN 2
  Fri, Nov 26  Nevada * at Reno, NV   8:15 pm   ESPN2
  Sat, Dec 04  Utah State * Bronco Stadium   1:00 pm

You know you are ready to become a Boise State fan.   Take a look at the beautiful Treasure Valley area.  What a great place to relocate or start a new business. 

If you have been on the moon for the past few years and haven’t seen the Boise State Fiesta Bowl highlights, here it is.

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  • Private Mortgage Insurance Really Stinks!
  • Boise Idaho First Time Home Buyers Mortgage Loan Application
  • Tips For Boise First Time Home Buyers
  • Boise Home Buyers and Upfront Loan Disclosures
  • Boise Idaho Home Buyers Free Credit Report
  • Guild Mortgage Idaho– Boise Home loans – Craig Ballhagen 208-713-3309
  • Idaho First Time Home Buyer Instant GratificationRequest for No Obligation Boise Home loan Analysis
  • To learn more about Guild Mortgage and myself please visit my other site for a Boise mortgage
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    Published by Craig on 04 Jul 2010

    Boise Home Buyers & Ada County Property Taxes

     Taxes, taxes, taxes, what is the deal with property taxes.  With the declining home values, people’s accessed values are also going down.   For many this is a huge relief.  

    Real estate taxes for Idaho first time home buyers are paid twice a year to Ada County tax assessor and are collected in your monthly Boise mortgage payment (if you have impounds) and held in an escrow account until the tax bill comes due. 

    How can I lower my Ada County Property Taxes?

    Right now many properties in Ada county are accessed 5-10% above appraised values .  If you feel your property taxes are too high, you can contact Ada County Assessor, in Boise, and petition to have your property reassessed.  If you have purchased or refinanced recently, you may be able to use that appraisal.  If not, a new one will cost $400-$500.  Give me a call and I will be glad to assist.

    For Idaho first Time buyers in 2009, this will not be a problem.  The properties that are being purchase now are mostly well under the assessed values.  When a home is purchased the taxes are based on the new-lower value which in turn will drop the taxes. 

    If someone purchases a rental property, there will not be a home owners exemption on that property which means the taxes will be quite a bit higher until the exemption is filed.  After that, the taxes will be reduced in the following tax year. 

    Another issue that Boise home buyers need to be aware of, is that if they buy a rental and the taxes are higher, that also means that it could affect their qualifying ratios.  It could be a deal breaker.  One way to get around this is to collect extra taxes at closing which will allow the Idaho home buyer to qualify at the lower tax rate.  A Realtor should be all over this and avoid a potential disaster.   

    A few more posts about Boise home loans: 

  • Private Mortgage Insurance Really Stinks!
  • Boise Idaho First Time Home Buyers Mortgage Loan Application
  • Tips For Boise First Time Home Buyers
  • Boise Home Buyers and Upfront Loan Disclosures
  • Boise Idaho Home Buyers Free Credit Report
  •  

    Guild Mortgage Idaho– Boise Home loans – Craig Ballhagen 208-713-3309

    Idaho First Time Home Buyer Instant Gratification

    Request for No Obligation Boise Home loan Analysis

    To learn more about Guild Mortgage and myself please visit my other site for a Boise mortgage

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    Published by Craig on 12 May 2010

    All About My Boise Idaho Home

    Boise, the capital of Idaho and its largest city with a population of over 200,000, sits at the base of a mountain range on the Boise River. Boise – Les Bois or “the trees”-was named by French trappers in the 1800’s when they came into the Boise River valley.

    The elevation of Boise is 2,842 feet above sea level and is considered “high desert” with temperatures ranging from an average range of 22 – 36 degrees in January to 58 to 90 degrees in July. The Boise valley receives an average of 12 inches of precipitation per year. Boise’s climate has four definite seasons but rarely receives snow. However, snow in the mountains surrounding the valley provide numerous opportunities for outdoor activities. There isn’t a better place to be a first timehome buyer.

    The Boise School District offers outstanding schools which serve over 25,000 students and employs 3,900 people including 1,700 certified staff. Their purpose statement – Educating Today for a Better Tomorrow – speaks to the district’s commitment to provide a quality education to all of its students.

    Boise offers outdoor enthusiasts many opportunities. For bikers, hikers, and skaters, the Boise greenbelt, miles of paved pathways along the river’s edge, provides glimpses of the beautiful scenery and wildlife in the area. In addition, miles of paths in the foothills north of Boise are another avenue for bikers and hikers.

    “Floating the River” is another activity for summer-time enjoyment. Barber Park, east of Boise, is the place where those seeking to escape the summer heat can launch on the Boise River for an afternoon of water refreshment. Bring your own raft or inner-tube or rent them there. Nothing better than the cool of the river on a hot summer day!

      

    Check today’s rates for Boise First Time Home Buyers

    Craig Ballhagen-Guild Mortgage,-Boise-208-713-3309-

    To learn more about Guild Mortgage and myself please visit my other site.

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    Published by Craig on 22 Oct 2009

    Moving to Boise Tip #5 House Hold Services

    Welcome to your Boise Idaho  home!   Once your have been in the City of Trees for awhile and are now all settled in,  it is time for some house hold chores and a little upkeep.  

    The Boise companies that I list on the directories are all local Treasure Valley businesses.   Many have been in their profession for years and understand the value of new relationships.  Every company referred has an obligation to take care of their customers and deliver time and time again.  Please the consider the service experts below.

    Carpet and House Cleaning Services

    Locksmith

    • Anytime Lock and Key     208-375-3120    Boise Company
    • I need one more locksmith who likes to social network -thanks      

    Handyman

    Window Cleaning

    Heating and Cooling

    Lawn Care

    Painters

    Plummers

       Moving to Boise Tip #1           Moving Tip #2          Moving Tip #3      Moving Tip #4     

     Please take the time to give these local Boise companies a call- thank you

    Guild Mortgage – Boise Home loans – Craig Ballhagen 208-713-3309

    Idaho First Time Home Buyer Instant Gratification

    Request for No Obligation Boise Home loan Analysis

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    Published by Craig on 10 Oct 2009

    Moving to Boise Tip #4 Schools

     

    home loan boise idaho mortgageMoving to Boise was a great choice.  Now you have to figure out which Boise Idaho school district is best for you and your family.  The education system in the State of Idaho is great and a person can not go wrong with any Treasure Valley School district.  Please take sometime to research the links provided below. Welcome to your new Boise Idaho home!

     

     Moving to Boise Tip #1           Moving Tip #2          Moving Tip #3         Moving Tip #5

    I hope this post was of help

    Guild Mortgage – Boise Home loans – Craig Ballhagen 208-713-3309

    Idaho First Time Home Buyer Instant Gratification

    Request for No Obligation Boise Home loan Analysis

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