Archive for the 'Family' Category

Published by Craig on 27 Oct 2009

Mom! What’s For Dinner?

mortgage home loans BoiseHow many times have Moms (and Dads) heard this from their children–day after day?  Mom, what are you making for us?   Parents everywhere work hard to provide their families with three hot squares every day. 

When you have small children, they have no idea the effort and planning that goes into each meal, not only daily, but weekly and monthly!  They are too young to appreciate just how hard Mom really works to master this task. 

How many heads of household know how much the family breakfast costs per plate?  How much is that bowl of oatmeal—twenty-five cents? Fifty cents?  People should be able to calculate the cost of each serving if they pay close attention to their total monthly food budget. If not, here are a couple websites that may be of help- Meals Matter or Mommy Savers.

Having the ability to control the grocery budget and organize a family meal is a virtue that is slowly being lost from one generation to another.  When a family does have total control, it can be the difference between making the next mortgage payment or not. 

A family that has no control probably spends twice as much on food as a family that budgets.

Here is a great site for more meal planning ideas http://www.e-mealz.com/  -thanks Brian for the tip!

A penny saved is a penny earned.

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Published by Craig on 17 Oct 2009

Why Do We Do What We do

boise idaho mortgageWhy DO we do what we do day in and day out?  How many times a day do you ask yourself that question?  We are up at the crack of dawn in preparation for another day in the working world and all too often coming home AFTER the kids have gone to bed.  Those are precious moments that are gone forever. 

Why do we do this?  Is the motivation money?  If that is the reason, then you had better be saving some serous dough and paying off some debt.  If not, what is the point?  Do you spend every penny you earn?  Maybe a person should get rid of those materialistic possessions that require more hours of hard work and  use that time with family.  How much stuff does a person really need?  A bigger house or another suv?  There is no end.

Is your driving force notoriety and public recognition?  That is most certainly fleeting.  Our sense of accomplishment and making positive contributions to the community should be enough. 

My personal motivation is my children.  Regardless of what kind of day I have had, all I need are two tiny arms squeezing my neck and a beautiful little voice asking me how my day was.  That is my payday.  Children are a person’s most important asset and should be the top priority, not a job or a hobby.   

A very wise man (my Dad) once said, “The only people who will come to visit you when you are in the retirement home, are your children,”  no one else!  After the money is gone and the accolades have faded, your children are all you have and will always be by your side.  Take care of them now, not after you have made your first million.

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Guild Mortgage – Boise Home loans – Craig Ballhagen 208-713-3309

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Request for No Obligation Boise Home loan Analysis

 first video

 

Other posts like this one-

Post to Twitter Post to Plurk Plurk This Post Post to Yahoo Buzz Buzz This Post Post to Delicious Delicious Post to Digg Digg This Post Post to Facebook Facebook Post to MySpace MySpace Post to Ping.fm Ping This Post Post to Reddit Reddit Post to StumbleUpon Stumble This Post