Archive for the 'Boise Updates' Category

Published by Craig on 06 Sep 2010

Boise State Bronco 2010 Football Schedule

How About them Boise State Broncos! Wow, what a team.  Check out this year’s Bronco football schedule. 

 

Mon, Sep 06  Virginia Tech at Fed Ex Field   6:00 pm   ESPN
  Sat, Sep 18  Wyoming at Laramie, WY   6:00 pm   CBS College Sports
  Sat, Sep 25  Oregon State Bronco Stadium   TBA
ABC/ESPN
 
  Sat, Oct 02  New Mexico State * at Las Cruces, NM   6:00 pm    
  Sat, Oct 09  Toledo Bronco Stadium   6:00 pm
 
  Sat, Oct 16  San Jose State * at San Jose, CA   6:00 pm    
  Tue, Oct 26  Louisiana Tech * Bronco Stadium   6:00 pm
ESPN 2
 
  Sat, Nov 06  Hawai’i * Bronco Stadium   Noon
 
  Fri, Nov 12  Idaho * at Moscow, ID   7:00 pm   ESPN 2
  Fri, Nov 19  Fresno State * Bronco Stadium   7:30 pm
ESPN 2
  Fri, Nov 26  Nevada * at Reno, NV   8:15 pm   ESPN2
  Sat, Dec 04  Utah State * Bronco Stadium   1:00 pm

You know you are ready to become a Boise State fan.   Take a look at the beautiful Treasure Valley area.  What a great place to relocate or start a new business. 

If you have been on the moon for the past few years and haven’t seen the Boise State Fiesta Bowl highlights, here it is.

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  • Private Mortgage Insurance Really Stinks!
  • Boise Idaho First Time Home Buyers Mortgage Loan Application
  • Tips For Boise First Time Home Buyers
  • Boise Home Buyers and Upfront Loan Disclosures
  • Boise Idaho Home Buyers Free Credit Report
  • Guild Mortgage Idaho– Boise Home loans – Craig Ballhagen 208-713-3309
  • Idaho First Time Home Buyer Instant GratificationRequest for No Obligation Boise Home loan Analysis
  • To learn more about Guild Mortgage and myself please visit my other site for a Boise mortgage
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    Published by Craig on 02 Sep 2010

    My First Boise Home

    Boise, the capital of Idaho and its largest city with a population of over 200,000, sits at the base of a mountain range on the Boise River. Boise – Les Bois or “the trees”-was named by French trappers in the 1800’s when they came into the Boise River valley.

    The elevation of Boise is 2,842 feet above sea level and is considered “high desert” with temperatures ranging from an average range of 22 – 36 degrees in January to 58 to 90 degrees in July. The Boise valley receives an average of 12 inches of precipitation per year. Boise’s climate has four definite seasons but rarely receives snow. However, snow in the mountains surrounding the valley provide numerous opportunities for outdoor activities. There isn’t a better place to be a first time home buyer.

    The Boise School District offers outstanding schools which serve over 25,000 students and employs 3,900 people including 1,700 certified staff. Their purpose statement – Educating Today for a Better Tomorrow – speaks to the district’s commitment to provide a quality education to all of its students.

  • Private Mortgage Insurance Really Stinks!
  • Boise Idaho First Time Home Buyers Mortgage Loan Application
  • Tips For Boise First Time Home Buyers
  • Boise Home Buyers and Upfront Loan Disclosures
  • Boise Idaho Home Buyers Free Credit Report
  • Guild Mortgage Idaho– Boise Home loans – Craig Ballhagen 208-713-3309

    Idaho First Time Home Buyer Instant Gratification

    Request for No Obligation Boise Home loan Analysis

    To learn more about Guild Mortgage and myself please visit my other site for a Boise mortgage

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    Published by Craig on 07 Jun 2010

    Idaho Housing Announces New Program to Boise Home Buyers

    New Affordable Advantage Loan with

    Idaho Housing Authority

    We Don’t Need No Stinkin Home Buyer Tax Credit!

    When the first time home buyer tax credit expired, many were speculating that home buyers would stop buying or at least slow down considerably.   Not if Idaho Housing Authority has their way.

    IHA has just announced yet another first time home buyer program.  Here are a few bullet points.

    • As little as $1,000 borrower investment required

    • Conventional loan with no Mortgage insurance required

    • No sales price limit

    • First time home buyer requirements apply

    • Borrower income limits apply

    • Exclusive to IHFA

    • Up to 100% loan to value for homebuyers with credit scores of 680 or higher

    • Up to 97% loan to value for homebuyers with credit scores of 660 or higher

    Link to Idaho Housing Authority

    Please give me a call about this new program. I will be glad to help you out.  Thank you!

    Here are a few more post similar to this one

  • Boise Idaho Home Buyers Free Credit Report
  • Boise Home Buyers and Upfront Loan Disclosures
  • Boise Idaho First Time Home Buyers Mortgage Loan Application
  • Tips For Boise First Time Home Buyers
  • Check today’s rates for Boise First Time Home Buyers

    Craig Ballhagen-Guild Mortgage,-Boise-208-713-3309-

    To learn more about Guild Mortgage and myself please visit my other site.

    Please visit my fan page Boise Home Loans on Facebook

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    Published by Craig on 26 May 2010

    Boise Home Buyers Guide to Short Sales

    Real Estate looks a little different today than it did 5 years ago. We’ve seen some good times and we’ve seen some not so good times in real estate but the name of the game is adapting. We can all say we specialize in something but what we need to specialize in is what our clients and prospective clients need. And when I say specialize I mean be proficient, very proficient.

    In the boom years I primarily worked with buyers, that was where the demand was. As we started to see housing bust around the country and then into our Valley in force in ’07 helping folks avoid foreclosure became a real focal point. I recognized the need that was coming and started to gear up for short sales; I went straight to the bank and got their playbook – seriously… Quality of service has always been my focus. While I overhear conversations boasting of gross sales, etc. I make it my goal to have the highest close ratios for my sellers and the best possible service to my clients.

    Given that short sales are still here 3 years after the first big push of the bust and that they are here to stay for a while longer the agent you work with must be proficient in them if you want a legitimate shot at selling so you can avoid foreclosure or if you are buying to take advantage of the correcting values of real estate. Better than proficient, I would want to be working with an broker that had the banks playbook. Let me know how I can help you….

     Please Download my Short Sale Buyer Guide

    John’s  Boise Idaho Short Sales link to Facebook

    John Boles

    Associate Broker, GRI

    208.830.6185

    208.562.1582 (fax)

    Jon Gosche Real Estate

    www.BoiseRealtyStore.com        www.BolesBoiseRealEstate.com  Boise Realty Store Blog

    johnboles@boiserealtystore.com

    ——————————————————————————————————————

  • Boise Idaho Home Buyers Free Credit Report
  • Boise Home Buyers and Upfront Loan Disclosures
  • Boise Idaho First Time Home Buyers Mortgage Loan Application
  • Tips For Boise First Time Home Buyers
  • Craig Ballhagen-Guild Mortgage,-Boise-208-713-3309-

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    Published by Craig on 12 Jan 2010

    Guild of Boise Idaho Offers Home Path-FNMA REO Financing

    Boise Home loan path

    Guild Mortgage of Boise Idaho announces “Home Path”.   Another great Boise home loan financing program. 

    Home Path targets Fannie Mae (FNMA) REO properties.   It allows Idaho home buyers a great opportunity to purchase the home of their dreams.   A few of the high lights are

    • Only 3% down payment which can be gifted or granted
    • NO Mortgage Insurance is required-this part is great!  Mortgage insurance usually runs from $50-$200 per month.
    • NO Appraisal-the purchase price will be determined by the real estate contract that is negotiated between the buyer and the FNMA representative.
    • Only 10% down for an investment properties with 1 to 2 units. Again no MI!
    • 30 year fixed financing
    • Credit Score needs to be above 660

    LIST OF ADA COUNTY HOME PATH PROPERTY LISTINGS

    Boise Idaho home buyers interested in prequalitication for HomePath financing –

    please contact Craig Ballhagen-713-3309

    Boise Home Buyers link to Home Path Buyers Guide

    Boise Realtors- here is the link to the Home Path addendum and HomePath program guidelines

    Here is the link to check to see if a property qualifies.  www.HomePath.com

    Please check out my Facebook fan page – Boise Bank Owned Properties 

    Guild Mortgage – Boise Home loans – Craig Ballhagen     208-713-3309        

    Idaho First Time Home Buyer Instant Gratification

    Request for No Obligation Boise Home loan Analysis

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