My First Boise Idaho Home loan

Whether you are moving across Boise or relocating to another city.  If you are a first time home buyer, buying your dream home, vacation or investment property.  Buying or selling a home, I am here to provide a service which is to educate you.  I have been helping people make the best decision in regards to their Idaho real estate needs.  No matter if it is properly pricing your home for a financially rewarding sale, staging furniture or finding that perfect location in a great school district.  I have children of my own and know how important it is to find the right neighborhood with the amenities you desire.  From a historical home in the north end of Boise to a brand new home in Meridian, I can assist you with all your real estate needs. 

I also have experience in negotiating short sale and REO properties.  I am short sale certified.  If you need assistance selling your home I have the experience and resources necessary to make it a stress free experience.  I can help guide you in the direction best for your family; loan modification, assistance programs and professional counseling.

I am also on the John L Scott relocation team.  Only a handful of realtors qualify to assist buyers and sellers moving in or out of Boise. 

 Dawn Mitchell, SFR   -  John L Scott  -   208-514-8800

www.Boiserealestatedawnmitchell.com     www.johnlscottboise.com\dawn_mitchell

Dawn’s Link to Facebook

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Guild Mortgage – Boise Home loans – Craig Ballhagen                     208-713-3309        

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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Guild Mortgage of Boise Idaho announces “Home Path”.   Another great Boise home loan financing program. 

Home Path targets Fannie Mae (FNMA) REO properties.   It allows Idaho home buyers a great opportunity to purchase the home of their dreams.   A few of the high lights are

• Only 3% down payment which can be gifted or granted
• NO Mortgage Insurance is required-this part is great!  Mortgage insurance usually runs from $50-$200 per month.
• NO Appraisal-the purchase price will be determined by the real estate contract that is negotiated between the buyer and the FNMA representative.
• Only 10% down for an investment properties with 1 to 2 units. Again no MI!
• 30 year fixed financing
• Credit Score needs to be above 660

Here is the link to check to see if a property qualifies.  www.HomePath.com

Guild Mortgage – Boise Home loans – Craig Ballhagen                    208-713-3309        

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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My clients call me “The Closer.” I am in the serious business of helping people buy and sell houses here in the Treasure Valley. I am serious and passionate about searching the market, knowing the market, helping clients approach buying and selling properties from a very business-like, objective, and informed angle, negotiating offers, and BEST OF ALL, getting deals under contract closed!

I am a full time realtor who loves Boise, the surrounding communities and everything Idaho has to offer to its residents.

Real Estate isn’t always Black and White
Real Estate has been my passion for over 30 years. In that time period I have purchased and sold
properties in such great places as Hawaii, Colorado, California, Maryland and Idaho. I work in Real Estate
on a full time basis and enjoy helping first time home buyers as well as investors who have multiple
properties in their portfolios.

What you will find in this web site is information about my listings, how to find all homes for sale in the
Treasure Valley, lenders, title companies and more. This site is designed to support a flow
of information. If you have additional questions, please feel free to call or e-mail me. The
following is an insight to my life and inspirations.

I find motivation in my life from many different avenues and sources. Metaphorically I use
sports for examples of life events, using those great human performances of past and
present as examples of what one can achieve if they define their personal goals. One of   
my favorite stories comes from baseball. For 2,632 straight games Cal Ripken
Junior never, ever missed a game. Reflect on this for a moment, if the average  
season produces 162 games that means for a little over 16 years Cal Ripken Jr.    
never, ever missed a game. Cal’s record will most likely go unmatched. No
matter the day, no matter how he felt, he suited up and gave the game and his
team his very best. Not every game was his personal best but he gave his all.
His team, the Baltimore Orioles saw seasons where they played for National
Championships and others where they swept the cellar and finished dead
last. When the streak finally ended on September 20th 1998 he was awarded
a 30 minute standing ovation to a packed stadium. Whenever I feel tired, down
or unsure of what’s next I think of Cal, I suit up and give my team my best.

My personal grand slam is my three kids and my wife. Stop by, call or e-mail me and
share with me your life and your experiences. I look forward to meeting you and
becoming a member of your team and your search for personal satisfaction and
personal gain in the real estate market.

 Rick Bennett, Realtor®
office:   208-955-6448  208-955-6448
cell:   208-407-0532  208-407-0532
fax:  208-639-6202
email:  RickBennett@ID-BUY.com 
*Follow me on Facebook!*

Please view Rick’s new video with a short sale update

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Guild Mortgage – Boise Home loans – Craig Ballhagen                                    208-713-3309        

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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“How can you have any pudding if you don’t eat yer’ meat?”  (Pink Floyd).   It seems, these days, most people don’t want to eat their meat and just go straight for the pudding.  Everybody wants a “short cut” and nobody is willing to put in the time and sacrifice.  From dieting to spending habits, quick fixes are not the answer.   

We continue to eat anything and everything, and at the end of the day, take a “pill” and do it all over again tomorrow.  This strategy will never work in the long run.  The only weight loss solution is to EAT LESS FOOD.  This is much too simple for some and they think that their situations are “different” and their problems are much more complex; hence the reason for the “Magic Pill” or gimmick.   True weight loss is a change of lifestyle (sacrifice).  Most refuse to make the change and will continue to go down the same destructive path—year in and year out. 

Spending habits are another aspect of people’s lives that can be very destructive and can even lead to divorce.  Once again, it all comes down to lifestyle and doing without (once in a while won’t kill you).

 I recently checked a person’s credit report and there were collection accounts for jewelry stores, flower shops and electronics.  That person has no business making these types of purchases. However, it is often justified by using the “I’m entitled to” or “I’ll worry about paying if off later” defense.   If all else fails, some use the “why not file for bankruptcy” reasoning. Most of the purchases people make are unnecessary junk that make them “feel good” for about 10 or 15 minutes.   What will it take for people to stop this insanity? 

When it comes to mortgages, how many homeowners took tens of thousands of dollars of equity out of their homes with a cash-out refinance,  spent it on more “junk,” and are now singing the “I can’t make my payment” blues.   Once again, it all comes back to a change of lifestyle.  If a person doesn’t know how to budget, save and eat less food, then how can they possibly teach their children and future generations?

Something’s gota give.

Guild Mortgage – Boise Home loans – Craig Ballhagen                      208-713-3309                        

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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