Archive for December, 2009

Published by Craig on 21 Dec 2009

Boise Small Business Local Directories

boise home loans 1Here is a list of directories for local Boise Idaho businesses.  Most are free.  The more directories a business is listed on, the more it helps a companies site on Google’s ratings.  If there are any directories that I missed, please let me know.  Thank you!

 

Guild Mortgage – Boise Home loans – Craig Ballhagen                      208-713-3309           

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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Published by Craig on 16 Dec 2009

David Gray a Boise Idaho Investment Property Specialist

Dave boise home loansDavid successfully bought, sold, remodeled and held property as a landlord and homeowner for many years before he was a Realtor.  He had such a passion for investing that he decided to start sharing the lessons he’s learned with his clients.

“Real estate is a people business,” says Gray. “Yes, there are great tools available to help you in your search.  But ultimately, you need an advocate.  You need someone who has the wisdom, skills and resources to help you accomplish your goals.” 
Whether your goal is to purchase your first investment property, move to that dream home or begin your new life as a homeowner, Team Gray can help.

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 Contact David at (208)850-7572 or email him at: 

 Dave@Idaho-Homes.net

You can also search for homes or view videos on his website:  www.idaho-homes.net

 

Guild Mortgage – Boise Home loans – Craig Ballhagen                      208-713-3309        

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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Published by Craig on 14 Dec 2009

Boise Idaho North End Specialist Greg Jensen of Prudential

Boise home loans

 

Greg is an experienced broker in Boise, licensed since 1980. He has consistently maintained a multi-million sales volume annually and excels in client communication using the latest technology available.

Since 1946 providing exceptional service in the Treasure Valley and surrounding areas, Prudential Real Estate represents the fulfillment of an ongoing commitment to excellence in real estate.

We offer an experienced sales staff that is among the best in the local real estate industry. Our agents strive to be among the most productive and highly qualified realtors in Idaho.

Our mission is to excel in providing convenient, knowledgeable, full-service real estate assistance while contributing to the growing quality of life in our area and community.

mortgages idaho

 

Prudential Jensen RE
219 N 27th Street
Boise, Idaho, 83702
P:   208.344.0200         F: 208.344.8187   C: 208-250-2255

Thanks Greg!

 

Guild Mortgage – Boise Home loans – Craig Ballhagen        208-713-3309                 

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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Published by Craig on 10 Dec 2009

Meet your South East Boise Property Specialist

ac-photo

Hey there! My name is Aaron Catt; I’m a native of Idaho and the proud father of a 2.473 year old boy and a 3 week old girl and happily married.  Some of you know the story some don’t, but either way, you’ll soon find that I love what I do and the people that I get to work for.

 

Aaron Catt is an experienced agent in Boise and a native Boisean.  He has been among one of the most consistent sales professionals in the area and continues to strive to exceed the needs of his clients!

His honest approach is one that is missing among most agents in the industry and he believes that it’s the client who has been the one getting the brunt of a ‘sales driven’ culture in our valley.

Aaron offers very comprehensive consultation that begins with helping his clients determine what’s best for them based on their goals: both short term and long term.  “This approach really helps my clients remember what is important to them in the midst of the purchase process when things get confusing or overwhelming–its when buyers are in this mindset, thay they are usually taken advantage of by getting ‘sold’ on something that doesn’t really help their situation”.  “It’s important to me that my clients get to share in the successful aspects of buying a home rather than just making a sale”, Aaron says.

His area of expertise is in Southeast Boise although he’s made sales from Nampa all the way to Gooding!  “Southeast Boise has been, and will continue to be one of the best, if not the best area to buy real estate.  The homes may be a bit older, but with the close proximity to downtown, the Boise River, the Greenbelt and the Ridge to Rivers Trail system, nothing else seems to compare. It embodies the three most important rules in real estate: location, location, location. The best part is,” Aaron adds, “there is something for every price range!”

You can find some great articles that he’s written on his blog at http://boiserealestatesoup.com and you can even search for Boise MLS listings right there too!  Make sure you subscribe to his updates so that you can stay on top of new up and coming projects like the one he’s working on in Bown Crossing; The Riverwalk Collection.

 

Please visit my site   Boise Real Estate Soup  – Here are my links to Twitter and Facebook

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Introducing the Riverwalk Collection at Bown Crossing

Bown Crossing is a mixed-use development in South East Boise built around the way neighborhoods used to be:  friendly to foot traffic, close to retail stores and professional services that are locally owned.  Bown Crossing is not just another subdivision accessorized with chain store strip malls and corporate retail vendors.  It is a well thought out and planned community with a Marketplace, plans for a future Library (next to Riverside Elementary), riparian areas surrounding Single-family custom homes, patio homes and town homes.

One of the greatest appeals of Bown Crossing is its proximity to downtown Boise, the Boise River, the Greenbelt in the foothills.  Each one of these plays a large role in the success of the development and offers its residents amenities that can normally be found in the majority of subdivisions being built today.

The Last Chapter of Bown Crossing

The Riverwalk Collection is the last remaining four home sites in Bown Crossing.  Bown Crossing has been recognized for high-end custom home sites, high-end patio homes and town homes in this is the first offering of home sites that will appeal to a more affordable class without sacrificing high-end amenities.

O’Neill Enterprises, the same developer who developed River Run, Spring Meadow and Surprise Valley, is developing the project, and The Marrs Company will be building the for homes in the Riverwalk Collection.

For more information on how to get into Bown Crossing, please Aaron Catt at 208.724.7602 or email us directly from this site!  Also, keep yourself up to date on the progress at our Facebook Fanpage.

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Guild Mortgage – Boise Home loans – Craig Ballhagen        208-713-3309                 

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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Published by Craig on 09 Dec 2009

Start up Tips for Boise Idaho Small Businesses

Boise home loans

 

Starting a new business, By Laura Canales CPA 

 

A question came up in a discussion group to which I belong.  The question was, How to start a new business?  What are do’s and do not’s; which are emerging trends and markets; where will future lie; and what about sustainable demand?  My response:

First and foremost: DO what you love and love what you do. If this component is absent, you will not be successful.
DO have a **comprehensive** business plan – think of it like going on a long trip with a roadmap. DO your research. DON’T just be lazy and use the “plan-in-a-can.” DO have a vision of what you want your company to be, and how it should look in 2 years, 5 years, and 10 years.
DO have adequate startup funding – nothing can ruin a business faster than cash flow issues at the beginning.
DO have an emergency loan repayment plan if you use commercial financing (how will you repay loans if your sales drop?). DON’T rely on bankruptcy.
DO keep your business and personal finances separate – as if I even have to say it, but there it is anyway.
DO regularly consult with your team of advisors – CPA, Attorney, and Financial Advisor. You don’t have a team? Get one and fast. Surprisingly, this team will save you money in the long run, far outweighing the cost, and attorneys can be had for very little money for basic business needs.
DO learn how to read your financial statements and use them as a tool to make good business decisions, because that is what they are for (your CPA on your team should help here, and if they don’t, get one who will).
DO register your business properly and keep up with renewals; DO file your tax reports on time; DO **pay** your taxes on time – even if it means setting aside funds in a physically separate account or paying as you go.
DO have a website and make it easy for your customers to a) get information about your company, your employees (in general, not details), and your products and services; b) buy from you (with good descriptions of products or services, including pictures if necessary, and adequate pricing if appropriate); and c) contact you by phone, fax or email when they have a comment, complaint, or congratulation. DO regularly review the comments and use them to adjust your customer service (because if your customers’ needs aren’t met, based on the comments they provide, they will shop somewhere else – it’s too easy for them to change. DON’T forget to keep the website updated.
DO rely on finding ways to increase sales in good times, and you may not have to be cutting costs in difficult times. You don’t want to get on that roller-coaster, it’s unproductive, and not sustainable.
DO cultivate your network of customers/clients, colleagues, family, and friends and DO get in the habit of asking for referrals – if you don’t ask, you don’t get. DO get in the habit of helping your network by giving referrals as often as possible.
DO have an exit strategy – as important as everything else. This will include your personal retirement plan (DON’T rely on having to sell the business – if you’re thinking this is the only way, contact me or post here and I’ll tell you why it’s not a good idea at all); estate planning, planning for your children (if you have them), and your spouse (and/or former spouse(s) as well); temporary or permanent disability of self or partners; and untimely death.
Emerging trends & markets I’ll leave to the experts in those analysis fields…
Where the future will lie: I believe it is in exceptional customer service (a very good thing), and in continued instant gratification (maybe not such a good thing). Everyone wants everything right now with no problems, and it is up to the business owners to give it to the customers or risk losing them. As I stated earlier, it is too easy for customers to go elsewhere. Try not to give them the option or the excuse.
Sustainable demand? Who knows with everything changing so quickly in so many areas. But I think customer service will beat all, every time. That will keep your customers coming back and telling everyone they know about you.

Stew on this awhile…

Please visit my site www.cpaboise.com  or visit me at my LinkedIn

Guild Mortgage – Boise Home loans – Craig Ballhagen               208-713-3309 

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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