Boise home loan1The best Idaho first time home buyer program in Boise Idaho, currently, is a Idaho Housing Authority  in combination with the $8,000 Tax Credit .  

 This program allows a Boise Idaho First Time Home Buyer to be advanced the 3.5% down payment.  The closing cost and prepaid items can be paid for with gift funds from Mom and Dad or the seller can contribute  to 6% of the purchase price.

Guild Mortgage of Eagle is an authorized lender for Idaho Housing Authority.  We underwrite  and fund all IHA loans “in-house”,  in our office near Chinden and Cloverdale on Explorer.   If a Boise home loan buyer’s loan goes through a broker,  the IHA approval process is taking approximatly 3 to 4 weeks.  Guild’s approval process is within a 24 hour period.

A Boise Idaho first time home buyer needs to do their home work and make sure they qualify for these programs before jumping into the purchase market.  Take Control-Boise Idaho First Time Home Buyer !

Print out  Boise Idaho First Time Home Buyer  IRS Tax Form 5405

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To learn more about Guild Mortgage Home Loans and myself please visit my other site.

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