boise idaho home mortgages credit scoresBoise Idaho first time home buyers are taking conrtol of their mortgage process and taking the time to understand homeowners insurance.

Homeowners insurance is required by all lenders and is collected on a monthly bases (with your regular payment) and is paid annually to the insurance company of your choice. 

Homeowners insurance policy is to protect the home owner and replace the structure in the case of a fire or other disaster.  Your policy premium will be discussed at the beginning of the loan process with your insurance agent.

 

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Guild Mortgage – Boise Home loans – Craig Ballhagen 208-713-3309

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